Before you file for bankruptcy you need to take a credit counseling course that has been approved for Rhode Island bankruptcy filers.
Once you complete the course you will receive a certificate that you must file along with your bankruptcy petition.
You are not required to take the Rhode Island credit counseling if you are on active military duty in a combat zone or you are physically or mental impaired to such an extent that you cannot fulfill the credit counseling requirement.
If you attempt to fulfill the requirement, and cannot before you are compelled to file bankruptcy, you may petition the court to take the course after you file.
Here is a list of US Trustee approved Rhode Island pre-bankruptcy credit counseling services:
#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.
2049 Marco Drive
Camarillo, CA 93010
877-692-5669
Business URL: www.mybknow.com
$0 Debt Goal Inc.
130 W. Jefferson Street
Tipton, IN 46072
877-376-8070
Business URL: www.zerodebtgoal.com
$0$ BK Class Inc.
2711 E. Melrose Street
Gilbert, AZ 85297
877-376-7122
Business URL: www.myonlinebankruptcyclass.com
001 Debtorcc, Inc.
378 Summit Avenue
Jersey City, NJ 07306
1-800-610-3920
Business URL: www.debtorcc.org
1$ Wiser Consumer Education, Inc.
503 Hillcrest Lane
Krum, TX 76249
972-292-7279
Business URL: www.1dollarwiser.com
101creditcounseling.com
21008 SE 47th Avenue
Bothell, WA 98021
866-676-1364
Business URL: www.101creditcounseling.com
123 Credit Counselors, Inc
6161 Blue Lagoon Drive
Suite 255A
Miami, FL 33126
305-269-1092
Business URL: www.a123cc.org
1A Bankruptcy Counseling, Inc.
21 Caller Street, Suite 214
Peabody, MA 01960
888-823-4266
Business URL: www.1stabc.org
Abacus Credit Counseling
17337 Ventura Boulevard
Suite 226
Encino, CA 91316
800-516-3834
Business URL: www.abacuscc.org
ABC American Bankruptcy Counselors
48 County Rd. 114
Bailey, CO 80421
303-551-5599
Business URL: www.abcaid.org
Abel Credit Counseling Services, Inc.
102 South Post Street
Hay Springs, NE 69347
308-225-5357
Business URL: www.abelccs.org
Academy of Financial Literacy, Inc.
2105 E. Oakland Street
Chandler, AZ 85225
877-833-2867
Business URL: www.academyoffinancialliteracy.com
Access Counseling, Inc.
633 W. 5th Street
Suite 26001
Los Angeles , CA 90071
800-205-9297
Business URL: www.accesscounseling.com
Advantage Credit Counseling Service, Inc.
River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA 15203
866-409-2227
Business URL: www.advantageccs.org
Advantage Debt Management of America
4015 Executive Park Drive
Suite 150
Cincinnati, OH 45241
513-947-1234
Business URL: www.helpwithbills.org
Advisory Credit Management, Inc.
3511 West Commercial Blvd
Suite 404
Tamarac, FL 33309
800-786-3940
Business URL: www.advisorycreditmanagement.org
Allen Credit and Debt Counseling Agency
20003 387th Avenue
Woolsey, SD 57384
888-415-8173
Business URL: www.acdcas.com
Alliance Credit Counseling, Inc.
15720 John J. Delaney
Suite 575
Charlotte, NC 28277
888-995-7856
Business URL: www.knowdebt.org
Alpha Community Services
121 West Water Street
Suite D
Sandusky, OH 44870
419-626-1450
Business URL: www.alphacommunityservices.com
American Consumer Credit Counseling, Inc.
130 Rumford Avenue
Suite 202
Newton, MA 02466
866-826-6924
Business URL: www.ConsumerCredit.org
American Financial Solutions of North Seattle Community College Foundation
2815 2nd Avenue
Suite 280
Seattle, WA 98121
800-894-7240
Business URL: www.myfinancialgoals.org
BKEDCERT.com a d/b/a of Pacific Rim Institute for Development and Education, Inc.
6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA 90048
800-845-7171
Business URL: www.bkedcert.com
Black Bottom/Springfield Human Development Corp
485 West First Street
Suite 239
Jacksonville, FL 32202
904-435-7546
Business URL: www.sjhmblackbottom.com
Black Hills Children's Ranch, Inc.
1644 Concourse Drive
Rapid City, SD 57703
605-348-1608
Business URL: www.pioneercredit.com
Cambridge Credit Counseling Corp.
67 Hunt Street
Agawam, MA 01001
800-403-3433
Business URL: www.cambridge-credit.org
CC Advising, Inc.
703 Washington Ave.
Suite 200
Bay City, MI 48708
989-402-5161
Business URL: www.ccadvising.com
CCCS of Ventura County, Inc. / SurePath Financial Solutions
80 North Wood Road
Suite 200
Camarillo, CA 93010
877-615-7873
Business URL: www.surepath.org
Community Credit Counselors, Inc.
101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA 23452-7523
800-531-5124
Business URL: www.bankruptcyinfo.org
Consumer Credit Counseling Service of Buffalo, Inc.
40 Gardenville Parkway
Suite 300
West Seneca, NY 14224
716-712-2060
Business URL: www.cccsbuffalo.org
Consumer Credit Counseling Service of Greater San Antonio
6851 Citizens Parkway
Suite 100
San Antonio, TX 78229
210-979-4300
Business URL: cccssa.org
Consumer Credit Counseling Service of Orange County
1920 Old Tustin Avenue
Santa Ana, CA 92705
888-289-8230
Business URL: www.cccsoc.org
Consumer Credit Counseling Service of Rochester, Inc.
1000 University Avenue
Suite 900
Rochester, NY 14607
888-724-2227
Business URL: www.RethinkingDebt.org
Consumer Credit Counseling Service of San Francisco
595 Market Street
Suite 1500
San Francisco, CA 94105
800-777-7526
Business URL: www.cccssf.org
Consumer Credit Counseling Service of the Midwest, Inc.
4500 East Broad Street
Columbus, OH 43213
800-355-2227
Business URL: www.apprisen.com
Consumer Education and Training Services
1200 Fifth Avenue
Suite 600
Seattle, WA 98101
206-267-7017
Business URL: www.CentsProgram.org
Consumer Education Services, Inc.
3700 Barrett Drive
Raleigh, NC 27609
919-785-0725
Business URL: www.cesidebtsolutions.org
Consumer Financial Education Foundation of America, Inc.
2 North 20th Street
Suite 1030
Birmingham, AL 35203
205-321-2822
Business URL: https://www.cfefa.org/
ConsumerBankruptcyCounseling.info, a Project of the Tides Center
1014 Torney Avenue
San Francisco, CA 94129
415-561-6300
Business URL: www.tidescenter.org
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.
270 Peachtree Street NW
Suite 1800
Atlanta, GA 30303
866-672-2227
Business URL: www.credAbility.org
Credit Advisors Foundation
1818 South 72nd Street
Omaha, NE 68124
402-393-3100
Business URL: www.creditadvisors.org
Credit Card Management Services, Inc. d/b/a Debthelper.com
1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401
800-920-2262
Business URL: www.debthelper.com
Cricket Debt Counseling
219 SW Stark Street
Suite 200
Portland, OR 97204
503-353-0400
Business URL: www.cricketdebt.com
Debt Education and Certification Foundation
114 Goliad Street
Benbrook, TX 76126
866-859-7323
Business URL: www.bkcert.com
Debt Management Credit Counseling Corp.
3310 N. Federal Highway
Lighthouse Point, FL 33064
954-418-1466
Business URL: www.dmcccorp.org
Debtor Ed's Credit Counseling Inc.
627 Hearthglen Boulevard
Winter Garden, FL 34787
407-798-7931
Business URL: www.mydebtored.com
DebtorWise Foundation
1100 University Avenue
Suite 211
Rochester, NY 14607
800-870-2222
Business URL: www.debtorwise.org
DebtWave Credit Counseling
8665 Gibbs Drive
Suite 100
San Diego, CA 92123
888-686-4040
Business URL: www.debtwave.com
Evergreen Financial Counseling
9747 Stonecrest Drive
Salem, OR 97306
800-581-3513
Business URL: www.evergreenclass.com
Family Financial Education Foundation
724 Front Street
Suite 340
Evanston, WY 82930
307-789-2010
Business URL: www.ffef.org
Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt
225 Willowbrook Road
Freehold, NJ 07728
732-409-6281
Business URL: www.novadebt.org
GreenPath, Inc.
36500 Corporate Drive
Farmington Hills, MI 48331
800-630-6718
Business URL: www.greenpath.com
Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue
Suite 100
Raleigh, NC 27612
800-645-4959
Business URL: www.hbcce.org
InCharge Debt Solutions
5750 Major Blvd
Suite 300
Orlando, FL 32819
866-729-0049
Business URL: www.PersonalFinancialEducation.com
Integrity Consumer Services, Limited
20 Brown Thrasher Run
Oxford, GA 30054
770-715-6385
Business URL: www.integrityconsumerservices.com
Money Management International, Inc.
14141 Southwest Freeway
Suite 1000
Sugar Land, TX 77478-3494
(877) 964-2227
Business URL: www.moneymanagement.org
MoneySharp Credit Counseling Inc.
1916 N. Fairfield Avenue
Suite 200
Chicago, IL 60647
866-200-6825
Business URL: www.moneysharp.org
Mpowered
2009 Wadsworth Blvd.
Suite #100
Lakewood, CO 80214
303-233-2773
Business URL: www.mpoweredcolorado.org
National Financial Literacy Foundation, Inc.
555 Winderley Place
Suite 300
Maitland, FL 32751
877-380-6353
Business URL: www.learnfinances.org
No Limits Community Development Corporation
3203 Benjamin E. Mays Drive
Atlanta, GA 30311
678-973-2739
Business URL: www.CCR-Atlanta.org
PFG Credit Counseling, Inc.
55 E. Monroe Street
Suite # 3400
Chicago, IL 60603
312-499-6201
Business URL: http://ccert.pfged.com/
Springboard Nonprofit Consumer Credit Management, Inc.
4351 Latham Street
Riverside, CA 92501
951-781-0114
Business URL: www.bkhelp.org
Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc.
406 5th Street North
Suite 1
Oneonta, AL 35121
877-240-1398
Business URL: www.biblicalfinancialconcepts.org
The Kingdom Ministries, Inc.
6094 Apple Tree Drive
Suite 5
Memphis, TN 38115
901-552-5131
Business URL: www.thekingdomministries.com
The Mesquite Group, Inc.
600 Six Flags Drive
Suite 400
Arlington, TX 76011
817-769-4069
Business URL: www.themesquitegroup.org
Urgent Credit Counseling, Inc.
219 SW Stark Street
Suite 200
Portland, OR 97204
866-233-1940
Business URL: www.urgentco.com
